My past article on tracking your progress has a simple calculator where you can track whether you are accumulating wealth at a sufficient rate to achieve financial independence. This was based on a formula shared by Dr. Thomas Stanley in his excellent and meticulous research in his book “The Millionaire Next Door”. This book demystified how […]
Today, we have a guest post from my European friend Benjamin Davis, who is a living example of geographic arbitrage (as he plans to leave high-cost Germany to lower-cost Portugal). He is the man running the show at From cents to Retirement. He recently published his first book, entitled “My strategy to retire early“. While doing his PhD, he […]
Many people read a bunch of blogs on investing and think they have it pat, right? Even without a detailed analysis on indexing vs. dividend growth, the prescription sounds simple enough: a) Save money b) Buy a low cost stock index fund c) Repeat steps a and b till you make serious bank and then […]
In the US, we worry about inflation quite a lot. Does that mean the opposite, deflation, is good? Have you ever wondered what happens in a deflationary environment? Crazy things, I tell you. Today’s post is about one such example. Deflation is what it’s called, quite simply, when everything is shrinking. House prices, investments, incomes, […]
Millennials have a unique set of challenges that many don’t always relate to. So, I thought we should hear from millennials directly on personal finance. Today’s post is from Lauren Richardson, a recent graduate of the University of Minnesota. As she takes some time to travel before entering the workforce, she hopes to help her peers […]
Warren Buffett’s legendary investment skills, folksy wisdom, dedication to shareholders combined with a frugality-effacing, witty personality have made him a darling of the global investing community (except Wall Street firms, which he deservedly chides). Many of us love to read his legendary annual letter to shareholders that he publishes in the latter part of February each […]
Periodically, I will write about dividend stocks that we purchase or own, as an example of how the dividend growth investing (DGI) strategy works, the risks that you have to deal with in pursuing the strategy and the long-term patience that DGI requires. For a detailed review of this topic, see here. Today, we will […]
Using a retirement calculator for the first time is somewhat like going out on a first date. It is a rite of passage on your journey towards financial independence, much like the first date is a prelude to an enduring relationship. It explores sides of you that didn’t know existed! Were you a clumsy, […]
If you have stayed with the series till now, well done! You did better than me, as I needed couple of distracting posts in-between 🙂 This will, hopefully, be the last of this series unless I find something else not covered elsewhere. Over the first 5 articles, we analyzed dividend investing vs. index investing from […]
This article covers total return performance in dividend investing vs. indexing. If you landed here directly, you may want to read the series in sequence to follow this important subject for investors: Part 1, Part 2, Part 3 and Part 4 are preludes to this article. For easy reference, the entire series is organized in […]