Buying a house in today’s market can seem impossible. 30-year mortgage rates are hovering around 7%, which is more than double what they were about a year ago. The median home price in America is at $427,000, which is over 13% higher than this time last year. Couple those stats with record inflation, and the […]
What can you do if you accidently paid taxes twice? You’d think it would be hard to pay taxes twice, but it can happen. There are endless stories online of people doing this very thing. No matter how you double paid on your taxes, you will probably want your money back. Here are a few […]
Avoid these mistakes when applying for a mortgage. Applying for a mortgage can be a drawn-out process requiring a lot of paperwork and time to complete. You can however minimize the headache by making sure a few things are in check. Rates In today’s rising rate environment it becomes necessary to shop for the best […]
Sports betting is big business, as betting on the NFL and College Football is expected to exceed $31 billion this season. If those projections are correct, that would be a record. The Business of Betting A record 46.6 million Americans plan to bet on NFL games this season. That is up 3% from last year […]
It’s important to retain good control of your finances if you want to have a chance of enjoying a bright future. Many people, however, seem to have a hard time retaining money, especially during periods of high spending. Read on to see some tips that can help you retain some money through all seasons and […]
What does a recession proof portfolio look like? Most economists agree that we are officially in a recession. Your portfolio, if heavily exposed to stocks, has probably taken a hit. So, how can you recession proof your portfolio? Recession Defined What is a recession? A recession is most commonly defined as two consecutive quarters of […]
I’m still busy building cash. Recently, I’ve decided to split my cash savings into two different accounts. Half will be going to my current savings account and the other half to my brokerage account. There are a few reasons why I’m taking this approach. Here is a quick summary. Too Much Cash? I don’t consider […]
I’ve been busy recession proofing. Many analysts say that a recession is coming, and many believe that we are already in one. So, what can you do to prepare? Here is how I’ve been preparing. No Debt One of the best ways to ride out a downturn in the economy is to get rid of […]
Finances will often be an essential resource for every company, with successful corporations and startups looking for ways to increase their profits while minimizing losses. Unfortunately, events such as fire hazards, malware attacks, and poor management will often hinder this, resulting in unforeseen expenses. Below, we look at ways companies can safeguard their finances for […]
Medical bills can be unavoidable and have a big impact on your overall quality of life. This doesn’t mean that you can’t do anything about them, and here are five tips you can use to cut costs while dealing with medical bills. 1. Ask for an Itemized Bill Rather than have your bill delivered in […]