From your daily movements to intimate conversations, this guide sheds light on how smartphones are not just tools for communication but also powerful trackers of our personal lives, raising significant privacy considerations. Everywhere You’ve Been Smartphones, both Androids and iPhones, come equipped with “Location Services,” a feature that meticulously tracks every location you’ve visited. While […]
In the quest to lead more environmentally friendly lives, many of us have embraced habits and products that we believe are helping the planet. However, not all eco-friendly choices are as green as they seem. Here are 19 things you think are helping the environment but aren’t. 1. Misunderstanding Recycling Have you been tossing all […]
Have you ever paused to consider that your home might be a treasure trove of 1960s architecture and design? Each room, each feature, could be whispering tales of a bygone era, one steeped in bold innovations and striking styles. Identifying the signs that your dwelling hails from this iconic decade is not just about uncovering […]
What is the debt ceiling? If you’ve been watching the news, then talks about the debt ceiling have been front and center. But what is it exactly, and why is it so important? Here is an overview. The Debt Ceiling Explained The Debt Limit is a ceiling imposed by Congress. It is the maximum amount […]
Why did Silicon Valley Bank fail? There are several reasons why the bank fell so quickly, but it mainly boils down to interest rate risk, liquidity risk, and a bad business model without any oversight or regulation. Interest Rate Risk SVB was exposed to interest rate risk as the Fed has been busy raising interest […]
Few things occupy the minds of our financial independence/early retirement (FIRE) community as much as safe withdrawal rate (SWR). Much digital ink and sizable amount of print ink has been spilled on this subject over the past few decades, and theories are refined with various adjustments. The consensus view – if I can call it that […]
Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open. If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories! Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! There..I just dated myself. If you remember “Honey, I Shrunk the Kids” movie (1989), […]
Hi Everyone, Namaste from India! We came, we saw, we conquered! Not exactly….but we moved and have settled in the world’s largest democracy. Thanks to professional movers, good airline service and support received from my employer in transit accommodation, I couldn’t have asked for a smoother move! I can’t help but wonder about how integrated […]
There are many seekers of financial independence and early retirement (FIRE). Many depend on financial advisors to help them reach a comfortable retirement. To reach FIRE faster, however, you may have to fire your financial advisor! I have always managed my finances on my own, and you can too. For those with any […]
I love Rockstar Finance (RF). It is my ‘go to’ resource to see what’s happening in the personal finance blogging world. I have had the privilege of having a number of my articles featured in RF and enjoyed the warm blanket feeling of seeing thousands of visitors on my site on the day I am rockstar’ed! […]