Category: News & Analysis

Chip Up Your Credit Card

What do you carry?

What do you carry on your ‘bulge bracket’?

If you cannot use credit responsibly, the common advice you are given is to simply chop up your credit card and use only cash for purchases.  But what if you are a responsible credit user working your way to become a PAW?  Then, I have a better suggestion for you.  Chip up your credit card.   What?  Read on… 

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Oh, dear latte! You have been crucified. Fear not, Mr. TFR at your service. Always keep me happy with your frothy texture and warm liquid company.

Stop The Press! Mainstream Loves Latte

Regular readers of TFR know how passionate (‘obsessed’ is apparently the right word, as my friends have helpfully suggested) I am about my morning cafe latte. The few minutes of liquid companionship I get with its characteristic warmth and aroma and its complex, rich taste intertwined with steamed milk – in a marriage made in […]

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Gold: Relief When You Need It

Despite the millions of gold lovers around the world, including many among TFR family and friends, somehow I have never been attracted to gold’s charms.  I have often wondered about the fascination, bordering on obsession, of this yellow metal in modern society.  Granted, during the pre-industrial age, gold was treasured because it was a bona fide currency in many kingdoms and civilizations that passed through this world.

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Go Driverless!

The huge financial services industry and the much smaller community of Financial Independence and Retire Early (FIRE) bloggers differ on many fronts.  Yet, we all agree on one principle – sustainable withdrawal and retirement success through simulation models.   Of course, we all need to know our sustainable spending rate.  But, as we saw earlier, focusing solely on the simulated probability of financial success only increases the relative probability of a non-financial event wrecking our plans.   Today, we seek a new angle to one such non-financial risk factor that impacts your financial future.

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Update: Another Destination Emerges

A wonder of the world beckons.

A wonder of the world beckons.

In my earlier article on working abroad, I mentioned the example of my American friend living and working in India.   In the same article, I mentioned that India does not offer permanent residency or retirement visas for foreign citizens, unless they can prove Indian ancestry.  My friend sent me an article last night that I want to share with you.   

Guess what?  Looks like the Indian government deliberated on my post and came up with this announcement. 🙂

India woos foreign investors with permanent residency status

But there is a problem. 

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