Category: Work

The Value of a Tiny Income

Funny thing, this financial planning stuff.  You are asked to guess, for the coming years or even decades, how much will you be spending every year, and how much income or growth will your money deliver, and also, when will you die! If we knew all of this with certainty, there isn’t much left to […]

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Financial Independence is Mandatory, Retiring Early is Optional

The title is a line I often use with friends and even in comments I leave on other websites.  There is no compulsion that financially independent people must retire early.  In math, there is a concept called ‘necessary’ and ‘sufficient’ condition for a given outcome.  Without getting into math, a real-life example will make the concept […]

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