Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open. If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories! Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! Financial Independence / Retire Early (FIRE) is a cherished goal among the readers of […]
Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open. If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories! Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! The concept of stealth wealth is not new in the personal finance community. If […]
What’s up, folks?! The last time I published here was on New Year’s Eve announcing our big decision! You must have been back to your daily grind – whatever it may be – after a good holiday season. These breaks often remind us why getting back to full-time work is harder after retirement. So, […]
Hope you are having a great holiday season. As my son would say, ’sup friends? 😊 You may be wondering about the low frequency of posts this month. There is good reason for it. On this New Year’s Eve, I have some big news to share with you! While you have been enjoying your holiday, […]
Funny thing, this financial planning stuff. You are asked to guess, for the coming years or even decades, how much will you be spending every year, and how much income or growth will your money deliver, and also, when will you die! If we knew all of this with certainty, there isn’t much left to […]
A nice thing about my job is that I get to travel to new places to do business development work. In the process, I get to savor gourmet meals in good restaurants and experience the local culture or sights, even if only for a couple of spare hours during a business trip. You also gotta […]
“Even an eye-less needle doesn’t come with you on your last journey” says an old proverb. A sewing needle is a trivial item anyone can afford and its essential part is the hole or the ‘eye’ where you pass the sewing thread. If that is broken, the sewing needle is useless. You cannot carry even such a useless item on your final journey, leave alone the nice things and the people you love. This is the inner meaning of that proverb. It may be depressing but that’s the stark truth. (more…)
Raman Venkatesh is the founder of Ten Factorial Rocks. Raman is a ‘Gen X’ corporate executive in his mid 40’s. In addition to having a Ph.D. in engineering, he has worked in almost all continents of the world. Ten Factorial Rocks (TFR) was created to chronicle his journey towards retirement while sharing his views on the absurdities and pitfalls along the way. The name was taken from the mathematical function 10! (ten factorial) which is equal to 10 x 9 x 8 x 7 x 6 x 5 x 4 x 3 x 2 x 1 = 3,628,800.