Recovered from my big reveal last week yet? 🙂 Today’s post is an interesting segue while revealing yet another tidbit about me. I read an article recently in The Globe & Mail, a Canadian newspaper. Yes, I do read magazines from outside the U.S. Of course, I stick with English newspapers published around […]
The personal finance blogging world is filled with three categories of people who put out good content: A) People who are open about both their net worth and their identity. They track their net worth vigorously and update frequently. They also post their pictures and their family’s including their travelogues. These blogs […]
There are many immortal words in the U.S. constitution. This country was formed on the bedrock principles of guaranteeing all its people life, liberty and the pursuit of happiness. Any civil society or even the most progressive government can only guarantee life and liberty but not happiness. Happiness is an entirely personal and internal feeling, […]
Efficiency is beautiful. Nature gives us so many examples. Out of the millions of sperm that try and enter the fallopian tube, only one finally enters the egg. The moment it does, the door is shut for all others around it. No matter how many millions of sperm try, only one can enter. The fertilized human egg […]
“You pay a heavy price in the market for a cheery consensus” says the Oracle of Omaha, Warren Buffett. The nature of human mind to seek out favorable facts, approvals and confirmations in support of what we already want to believe is called confirmation bias. By nature, most of us have a strong confirmation bias because we […]
Hi All, I am happy to share with you that today, Ten Factorial Rocks (TFR) is officially one year old! Exactly one year ago today, inspired after a long morning walk, I started this oddly-named website. The idea itself had been germinating for long, after years of being on the receiving end of frustratingly bad information from mainstream media and also, dealing with […]
What an oddly-titled article from this website, right? Trust me, it will make sense. Read on… Does money drive your life? It may sound ironic hearing this from a guy who has a monetary target to achieve, firmly planted on the name of this website. But it is true. Truth be told, I put up that big, hairy, audacious goal (BHAG) […]
The journey of life is long, complicated and is never a straight path. Same applies to our financial journey as well, as finances mirror our lifestyle and choices. So, we must stay humble and kind. The elegance of steadily compounding financial returns are merely that…just elegant. It’s funny we model financial portfolio growth using […]
Loss aversion defines much of human behavior. We are so worried about the prospect of loss, that many studies show that finding $100 doesn’t give the same joy to offset the pain of losing $100. Some say, it takes as much as gaining $200 to offset the loss of $100. In other words, a loss feels twice as painful than a gain […]
When Benjamin Davis reached out to me requesting a guest post on his website, I happily obliged. Not because he is a fellow Ph.D. holder, but because he, in many ways, represents the complement of the approach I have taken for my own journey. He is European, and a believer in real estate investing […]