The personal finance blogging world is filled with three categories of people who put out good content: A) People who are open about both their net worth and their identity. They track their net worth vigorously and update frequently. They also post their pictures and their family’s including their travelogues. These blogs […]
A nice thing about my job is that I get to travel to new places to do business development work. In the process, I get to savor gourmet meals in good restaurants and experience the local culture or sights, even if only for a couple of spare hours during a business trip. You also gotta […]
This is a guest post by Jacob Evans @ DollarDiligence. The topic of student loans is always current on people’s minds, especially those with kids or young adults in college or many having college debt. Persistent student loans (or lack thereof) plays a significant part in your net worth journey. College costs are not in […]
In the world of deception, there are lies, damned lies and statistics – in that order (as Mark Twain said). What makes statistics so dangerous is that it often comes under the garb of “data” but is subject to all sorts of cognitive biases. Recently, The Wall Street Journal (WSJ) published an article – […]
This is a continuation from Part 1, which generated some controversy as I expected. If you came here straight, please read that post prior to continuing here. Points 1 -7 are covered in the previous post. There are some thought-provoking points in this 2-part series. Think and be aware before blindly buying into any real estate ‘investment’. “We […]
Quite some time ago, I received an interesting email from an ‘insider’ in the real estate finance industry. His mail is in line with my views on real estate as an investment, but with some disagreements. I have largely reproduced it here with only some edits to be relevant to the present scenario. If you are already financially […]
This is a guest post from Ben Hamlin. Ben is an aspiring financial entrepreneur and avid investor who became interested in learning to earn money at an early age. Ben ultimately hopes to become financially independent through his various investments. Bitcoin and similar cryptocurrencies are getting a lot of attention lately, and with Japan recently […]
We all have to live somewhere. We also need a roof over our heads. Even before the buy vs. rent argument enters the picture, what’s even more important is the allocation you give to your housing expense as a percentage of your income. The math of compounding works in such a way that the early […]
Happy April Fools’ Day. Do you want to play a game? It costs absolutely nothing and it’s fun. It also doesn’t require any batteries! I assure you, this is no April fool’s joke. Today, I want to present a game that encourages you to stay on your journey towards financial independence and early […]
Today is the last working day of a 29-year young professional in my team. A month ago, he walked into my office with a long face and with timid words, he said he wanted to quit his job. He was an above-average performer, and was clearly competent in his job. While I could […]