Why did Silicon Valley Bank fail? There are several reasons why the bank fell so quickly, but it mainly boils down to interest rate risk, liquidity risk, and a bad business model without any oversight or regulation. Interest Rate Risk SVB was exposed to interest rate risk as the Fed has been busy raising interest […]
What stocks should you invest in during a recession? A recession can be a challenging time for an investor, and the market is often beaten down. There can be opportunities, however. If you know where to look and know what typically does well during recessionary times you can protect your investments and even make gains. […]
Mortgage rates are pushing towards 7%. Homebuyer activity is already at a 28-year low, and the latest surge in rates is making things worse. Would be buyers are feeling the pinch of higher potential payments while home prices remain stubbornly high. Current Rates Rates climbed a half point in February bring the average rate on […]
Should you pick stocks at random? Doing so is the same as guessing, but is there any advantage? Do professionals who pick stocks for a living have any advantage over just picking randomly? Can a professional beat an index fund? Here is a look at the concept of random stock picking. Random Stock Picking Random […]
Retail investors are investing a record amount of money into the markets. Individual investors are piling a record $1.5 billion into the stock market every day. This pace has kept up over the past month and is the largest ever recorded. Favorite Stocks Tesla is at the top of the list for investors with $9.7 […]
How many shares of stock should you buy? There is no one answer to this question, as it will depend on your personal goals and financial situation. There are however a few basic guidelines that you can follow. How Many Shares Can You Buy? The most basic question is how many shares you can buy. […]
Where are advisors telling their clients to invest their money? With interest rates rising another quarter of a point, where can you invest your money? Here is what the experts are saying. Cash Keeping your money in cash is becoming a no-brainer as rates continue to rise. The average APY at an online savings account […]
Here are 5 dividend-paying stocks under $10. Dividend-paying stocks can offer steady cash flow and price appreciation. If you are looking to add some income to you portfolio, then you may want to consider researching the following securities. Generation Income Properties Inc. (GIPR) The first security on our list is a REIT based in Florida. […]
Dividend Kings can offer stability and a steady predictable source of income in volatile markets. These stocks are some of the most sought-after by income-seeking investors. What are Dividend Kings? Dividend Kings are companies who have increased their dividend payout for at least 50 consecutive years. These tend to be mature companies and can offer […]
What is a safe withdrawal rate for early retirement? There is no easy answer to this, as there are many definitions of what early is. There are also varying degrees of what retirement means, since a lot of people stay active doing side work once they leave their full time jobs. But there are a […]