Hope you are having a great holiday season. As my son would say, ’sup friends? 😊 You may be wondering about the low frequency of posts this month. There is good reason for it. On this New Year’s Eve, I have some big news to share with you! While you have been enjoying your holiday, […]
Simply safe dividends – that’s what every dividend stock investor wants. Even if you are undecided on the ‘eternal’ debate between index fund investment and dividend stock investing, it stands to reason that you want your investments to grow. Growth, keeping up with inflation or going beyond it, can only happen if the business you […]
Funny thing, this financial planning stuff. You are asked to guess, for the coming years or even decades, how much will you be spending every year, and how much income or growth will your money deliver, and also, when will you die! If we knew all of this with certainty, there isn’t much left to […]
Some time ago, I wrote an article about the famed 1%, suggesting it all depends on how you measure it and some of you may even be part of it! The 1% means different things in different contexts. Apathy Ends wrote a post titled Can you do 1% better showing how even a small increase in […]
Few of us are so lucky as Mr. Confucius advised. For vast majority of wage earners in the world, our job is not only a means to use our skills but increasingly the main source of income to support our life and family and to provide for our retirement (for those who have pensions or […]
After last week’s article explored why many multi-millionaires are worried about money, today we focus on another angle. Not exactly millionaires, but affluent retirees are also worried about running out of money. So, they chronically under-spend, leaving big portfolios and delighted heirs behind. Bloomberg’s article on this subject shared some interesting facts. I will […]
Recovered from my big reveal last week yet? 🙂 Today’s post is an interesting segue while revealing yet another tidbit about me. I read an article recently in The Globe & Mail, a Canadian newspaper. Yes, I do read magazines from outside the U.S. Of course, I stick with English newspapers published around […]
The personal finance blogging world is filled with three categories of people who put out good content: A) People who are open about both their net worth and their identity. They track their net worth vigorously and update frequently. They also post their pictures and their family’s including their travelogues. These blogs […]
A nice thing about my job is that I get to travel to new places to do business development work. In the process, I get to savor gourmet meals in good restaurants and experience the local culture or sights, even if only for a couple of spare hours during a business trip. You also gotta […]
Over the last 7 years, the sheer number of personal finance blogs that have appeared (including this one) is creating a ‘FIRE movement’ online. Many cubicle workers are getting inspired to join this journey. Soon enough, paid work will get re-defined to such a level that the sea of cubicles may become extinct. Anticipating the waning […]